With over 15 years of debt management and financial services advise, the author has significant knowledge of the financial landscape in the UK and International markets. Having helped dozens of people with their financial problems the goal is to extend that ability through the power of the Internet to the millions more that need simple and easy to understand financial advise ... THAT JUST MAKES SENSE! If you are based in the UK and would like to speak to someone about your financial situation please Contact Us!
Debt Consolidation, Personal Loans and Overdrafts
[caption id="" align="alignright" width="210" caption="Image via Wikipedia"][/caption] While obtaining a debt consolidation loan isn't necessarily a way to eliminate debt - basically all you are doing is moving it around from higher interest credit cards and store cards to lower interest loans - it is a smart way [...]
Read MoreCash Envelope Budgeting
Envelope Budgeting Probably one of the earliest (and easiest) methods of budgeting is something called "envelope budgeting". At its simplest it works by setting aside a specific budgeted amount each month into seperate envelopes - you would then use these envelopes to pay out your monthly expenses (and while you are [...]
Read MoreChildren & Money
Image by CARLOS ANDRES MESA GIRALDO via Flickr What is the best way to educate your children about saving money and budgeting? Remember, just like anything else if you never give them an opportunity to look after money themselves, chances are very good that when they finally start earning and are part of the workforce [...]
Read MoreSaving for your Child
Education Like almost anything in life, knowing how to do something is the key to doing it right. When choosing how to save for the future, it is absolutely essential that education is taken into account. Obviously determining the level of training based on the age of your child is a necessary first step, but [...]
Read MoreHandling your Reward Credit Card
One of the key requirements of any debt management plan is a process for handling your credit card. Credit cards by themselves are not all bad, in fact if handled correctly they can be a money making engine all by themself! Balance Transfer Cards Balance Transfer cards are special cards that provide you with a [...]
Read MoreEliminating Credit Card Debt
Step One … stop spending! OK, I know … easier said than done, but really if you are in debt the only thing you should be thinking about is how to get that red ink out of your bank balance and budget as quickly as possible. As much as I like the color red – [...]
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